What is Toyota Access?
With Toyota Access, you’ll have the confidence, certainty and flexibility you need when it comes to buying a car. Toyota Access provides you with a Guaranteed Future Value* of your vehicle, so you will always have the reassurance of knowing what lies ahead.
You’ll also have peace of mind with flexible weekly, fortnightly or monthly repayments, low running costs and capped price servicing. Watch our Business Manager, Ash, as she explains how Toyota Access works:
How does it work?
First, choose your vehicle. You can choose from a new, certified pre-owned or eligible demonstrator.
Next, nominate the deposit you’d like to pay, if any.
Choose your loan term, up to four years, and the number of kilometres you expect your vehicle to travel in that term.
Toyota Finance will then calculate the Guaranteed Future Value of your new Toyota, as well as calculate your monthly repayments, personalised to you and your circumstances.
At the end of your loan term, you have the freedom to choose one of your three flexible options:
(1) You can choose to keep your car: all you need to do is pay all repayment as well as the balloon final payment.
(2) You can upgrade your vehicle and use the equity as the deposit on your new vehicle.
(3) Finally, if your circumstances have changed, you can return your car to us. Toyota Finance will pay out the Guaranteed Future Value that was agreed on at the start of your contract and apply it to the remaining balance owing.
The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.
Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.
*The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536